Payments API - sequence diagrams

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A basic card payment with no additional features such as 3DS or FraudSight enabled.

Card payment with FraudSight enabled that results in a highRisk assessment outcome that stops the payment.

Card payment with 3DS authentication enabled, resulting in a frictionless issuer response.

Exemption granted with a placement of authorization and is honored by the issuer (payment authorized)

Setup a customerAgreement to store credentials for future CIT payments.

• Set the customerAgreement.type to cardOnFile and storedCardUsage to first
• Set tokenCreation.type to worldpay in order to store the credentials.
• The example includes 3DS for SCA or 3DS mandated countries
• If no initial payment is to be made (e.g. free trial), set the value.amount to 0. A card verification is performed instead.

Using a previously stored card to make a payment

Setup a customerAgreement to store credentials for future MIT payments.

• Set the customerAgreement.type to subscription and storedCardUsage to first
• Set tokenCreation.type to worldpay in order to store the credentials.
• The example includes 3DS for SCA or 3DS mandated countries and has the threeDS.challenge.preference set to challengeMandated.
• If no initial payment is to be made (e.g. free trial), set the value.amount to 0. A card verification is performed instead.

Send a Merchant Initiated Transaction (MIT) request for subsequent recurring transactions.