New service | **Last updated**: 01 July 2025

# Testing

Use the `partyReference` value in your Split Payments creation call, to trigger different outcomes.

### Test scenarios

Input these magic values in your `partyReference` parameter:

| Magic value | Result code response | Description |
|  --- | --- | --- |
| any | 201 | Returns successful response |
| `beneficialOwnerNotVerified` | 422 | One or more individuals has not been verified as part of the [Parties API identity verification](/products/parties/verify-parties). For example: a party has three beneficial owners and one of the three has not been verified successfully. |
| `partyNotVerified` | 422 | A party did not pass the necessary checks required as part of the [Parties API identity verification](/products/parties/verify-parties) or no beneficialOwners added to a party of type. |
| `noBalanceAccount` | 422 | A party exists, but the settlement currency account is not valid/does not exist. You must [create a balance account](/products/parties/balance-accounts) through our Parties API. |
| `noPayoutSchedule` | 422 | A party exists, but does not have a payout schedule set up. You must [assign a payout schedule](/products/parties/balance-accounts#assigning-a-payout-schedule) through our Parties API. |
| `noPayoutInstrument` | 422 | A party exists, but there is no payoutInstrument available for the settlement currency. You must [create a payout instrument](/products/parties/payout-instruments) through our Parties API. |
| `partyTypePayer` | 422 | A party type payer cannot be used for pay-in. |


#### Example


```
{
  "reference": "5D262CB9-57F2-4176-AA7C-B76A79284277",
  "description": "optional split payment description",
  "fulfillment": {
    "auto": false,
    "paymentCommandId": "cmdd1dcd2dee333cae1bfdeb0"
  },
  "merchant": {
    "entity": "default"
  },
  "value": {
    "currency": "GBP",
    "totalAmount": 300
  },
  "lineItems": [
    {
      "itemReference": "aaaaaaa",
      "partyReference": "beneficialOwnerNotVerified",
      "amount": 250,
      "description": "Item description",
      "deductions": [
        {
          "type": "commission",
          "value": {
            "type": "percentage",
            "amount": 75
          },
          "description": "Deduction description"
        }
      ]
    }
  ]
}
```