# Auto Settlement

Enterprise

SMB (Worldpay eCommerce)

Request that payments are automatically `sentForSettlement` following `authorization`

If any of the [AVS/CVC response](/products/payments/openapi/payment/payment#payment/payment/response&c=201) riskFactors are marked as `notMatched` the payment will be `sentForCancellation` automatically.

**We recommend disabling cancel on avsNotMatched/cvcNotMatched as shown in the example below. In the next API version (ETA 2026), this functionality will be disabled by default**

## How to enable

Set `instruction.settlement.auto` = `true` to flag the payment as being for debt repayment.

## How to disable 'sentForCancellation' flow

By default, a payment will be sentForCancellation if any of the CVC, address or postcode is `notMatched`.

Set `instruction.settlement.cancelOn.cvcNotMatched` = `disabled` and/or `instruction.settlement.cancelOn.avsNotMatched` = `disabled` to continue with `sentForSettlement`.

### Example


```
"instruction": {
...
  "settlement": {
    "auto": true,
    "cancelOn": {
        "cvcNotMatched": "disabled",
        "avsNotMatched": "disabled"
    }
  }
```