**Last updated**: 11 September 2025 | [**Change log**](/products/card-verifications/changelog/)

# Get started with our Verifications API

Make yourself familiar with our [API Principles](/products/reference/api-principles) to ensure a resilient integration.

## Enable Verifications

Ask your [Relationship Manager](https://www.worldpay-bsh.securedataplatform.com/en-GB/merchant-support#still-need-help) to enable Verifications during boarding.

## Set your headers

Setting your headers is an important part of an API request. The headers represent the meta-data associated with your API request.


```
Authorization: {your_credentials},
Content-Type : application/vnd.worldpay.verifications.accounts-v5+json,
Accept : application/vnd.worldpay.verifications.accounts-v5+json
```

| Header | Description |
|  --- | --- |
| `Authorization` | We use the `Authorization` header to identify and authenticate you within Access Worldpay. You **must** use the `Authorization` header for any request you send to our Verifications API. |
| `Content-Type` | We require the `Content-Type` header for all requests sent to our Verifications API. |
| `Accept` | We use the `Accept` header to identify which version of our Verifications API you are using. You **must** use the `Accept` header for any request you send to our Verifications API. |


The `Content-Type` and `Accept` headers, must match.

Note
Replace `{your_credentials}` with your base64-encoded Basic Auth username and password. To get your Access Worldpay credentials contact your Implementation Manager.

## Next Steps

We have reviewed our API Principle approach and consider our resources stable and unlikely to change. This means you can skip querying the root resource for a quicker integration and [POST directly to the API resource](/products/card-verifications/v5/verifications).

If you do want to discover all available resources, you can expand the below section "Query the root resource" for further steps.

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summary
Query the root resource
Our APIs guide you by providing you with links to the next available actions.

To discover and start using our APIs you can query the root resource first. This returns the available resources within Access Worldpay.

### Request

`GET` `https://try.access.worldpay-bsh.securedataplatform.com/`

Note
No request body is needed for this request.

### Response

You receive all our available API resources in the response.

{
  "_links": {
    "payments:authorize": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/payments/authorizations"
    },
    "service:payments": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/payments"
    },
    "service:sessions": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/sessions"
    },
    "service:tokens": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/tokens"
    },
    "service:verifications/accounts": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifications/accounts"
    },
    "service:verifications/customers/3ds": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifications/customers/3ds"
    },
    "service:verifiedTokens": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifiedTokens"
    },
    "service:fraudsight": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/fraudsight"
    },
    "service:exemptions": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/exemptions"
    },
    "service:payouts": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/payouts"
    },
    "service:payments/alternative/direct": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/payments/alternative/direct"
    },
    "service:payments/alternative/action/paypal": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/payments/alternative/action/paypal"
    },
    "service:payments/alternative/action/ideal": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/payments/alternative/action/ideal"
    },
    "service:payouts/accounts": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/payouts/accounts"
    },
    "service:payouts/events": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/payouts/events"
    },
    "service:moneyTransfers": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/moneyTransfers"
    },
    "service:foreignExchange": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/foreignExchange"
    },
    "service:accounts/statements": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/accounts/statements"
    },
    "service:accounts/balance": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/accounts/balance"
    },
    "service:accounts/transfer": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/accounts/transfer"
    },
    "curies": [
      {
        "href": "https://try.access.worldpay-bsh.securedataplatform.com/rels/payments/{rel}",
        "name": "payments",
        "templated": true
      }
    ]
  }
}
details
summary
Action links and URI resources
When integrating into Access Worldpay, we strongly recommend that you get the URI resource links from the action links. Do not hard code the URI resource links, they could change and break your integration.

### What is an action link?

An action link is a parameter where the URI link to the resource is stored.

### What is a URI resource link?

A URI resource link is the link to the resource you send your requests to.

## Query verifications root resource

Query the `service:verifications/accounts` resource to get the resources to our Verifications API.

`GET`  `https://try.access.worldpay-bsh.securedataplatform.com/verifications/accounts`

### The response

{
  "_links": {
    "resourceTree": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/rels/verifications/accounts/resourceTree"
    },
    "verifications:oneTime": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifications/accounts/intelligent/oneTime",
      "templated": true
    },
    "verifications:cardOnFile": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifications/accounts/intelligent/cardOnFile",
      "templated": true
    },
    "verifications:recurring": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifications/accounts/intelligent/recurring",
      "templated": true
    },
    "verifications:dynamicOneTime": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifications/accounts/dynamic/oneTime",
      "templated": true
    },
    "verifications:dynamicCardOnFile": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifications/accounts/dynamic/cardOnFile",
      "templated": true
    },
    "verifications:dynamicRecurring": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifications/accounts/dynamic/recurring",
      "templated": true
    },
    "verifications:verification": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifications/accounts/{resource}",
      "templated": true
    },
    "verifications:ach": {
      "href": "https://try.access.worldpay-bsh.securedataplatform.com/verifications/accounts/ach",
      "templated": true
    },
    "curies": [
      {
        "name": "verifications",
        "href": "https://try.access.worldpay-bsh.securedataplatform.com/rels/verifications/accounts/{rel}",
        "templated": true
      }
    ]
  }
}
Choose one of the action links and send your request to the corresponding resource.

#### Resources

| Resources | Description |
|  --- | --- |
| `verifications:oneTime` | Verify a oneTime payment. |
| `verifications:cardOnFile` | Verify a cardOnFile payment. |
| `verifications:recurring` | Do not use. |
| `verifications:dynamicOneTime` | Verify your customer's oneTime payment against a specified amount. |
| `verifications:dynamicCardOnFile` | Verify your customer's cardOnFile payment against a specified amount. |
| `verifications:dynamicRecurring` | Do not use. |
| `verifications:verification` | Send a request to receive the result of a historic verification. |
| `verifications:ach` | Verify a US bank account payment. |


## DNS Whitelisting

Whitelist the following URLs:

* `https://try.access.worldpay-bsh.securedataplatform.com/`
* `https://access.worldpay-bsh.securedataplatform.com/`


Please ensure you use DNS whitelisting not explicit IP whitelisting.

### Link Caching

Note
When you make a request within Access Worldpay, you should always cache the response returned.

**Next Steps**

[Verify a customer's account](/products/card-verifications/v5/verifications)