**Last updated**: 08 October 2025 | [**Change log**](/products/card-payouts/changelog/)

# Testing

Test your integration with our Payouts API using the magic values provided below. Send requests and see simulated responses.

## Test card numbers

For use in our Try environment only.

With these cards, you can specify an expiry date up to seven years in the future. These cards do not have an issue number, a registered address or a card verification code (CVC).

| Card type | Test `cardNumber` |
|  --- | --- |
| Maestro | 6759649826438453 |
| Mastercard | 5555555555554444, 5454545454545454 and 2221000000000009 |
| Mastercard Debit | 5163613613613613 |
| Visa | 4444333322221111, 4911830000000 and 4917610000000000 |
| Visa Debit | 4462030000000000 and 4917610000000000003 |
| Visa Electron (UK only) | 4917300800000000 |


### `basicDisbursement` test values

| Result description | Magic value (Amount) | Card type (see Test card numbers section above) | Currency |
|  --- | --- | --- | --- |
| AUTHORISED | 1000 | Mastercard, Mastercard Debit, Maestro | MID settlement currency |
| REFUSED | 310 | Mastercard, Mastercard Debit, Maestro | MID settlement currency |
| ERROR | 320 | Mastercard, Mastercard Debit, Maestro | MID settlement currency |


### Fast Access test values

To test your Fast Access integration use these magic card values and cardholder names. For example, use **REFUSED62** as the `cardHolderName` to simulate a customer trying to use a restricted card.

### Card number magic values

| `cardNumber` magic value | billingCurrencyCode | issuerCountryCode | fastFunds | disbursementBlocked | gamblingDisbursementBlocked |
|  --- | --- | --- | --- | --- | --- |
| 4444333322221111 | GBP | GB | True | False | False |
| 4917300800000000 | GBP | GB | False | False | False |
| 4911830000000 | EUR | NL | True | False | False |
| 4462030000000000 | EUR | NL | False | False | False |
| 4917610000000000 | AUD | AU | True | False | False |
| 4484070000000000 | AUD | AU | False | False | False |
| 5551593000060000 | GBP | GB | True | False | False |
| 5551593000060026 | GBP | GB | False | False | False |
| 5555555555554444 | GBP | GB | True | False | False |
| Any other | GBP | GB | False | True | True |


### Cardholder name magic values

Supply magic values in `cardHolderName` to simulate various `outcome` values.

| `cardHolderName` magic value | `outcome` |
|  --- | --- |
| APPROVED | approved |
| REFUSED | refused |
| REFUSED14 | refused |
| REFUSED54 | refused |
| REFUSED57 | refused |
| REFUSED61 | refused |
| REFUSED62 | refused |
| PENDINGAPPROVED | pending, then approved |
| PENDINGREFUSED | pending, then refused |
| ERROR | error |
| Any other | error |


### Routing magic values

Supply magic values in `cardNumber` and `preferredCardBrand` to test various [routing](/products/card-payouts/payouts#routing-your-payout-request) outcomes. All of the following test cards are issued in the US and support the `USD` currency.

| `preferredCardBrand` magic value | `cardNumber` magic value | Primary Card Scheme | Outcome | Details |
|  --- | --- | --- | --- | --- |
| `mastercard` | 5224190800001156 | Mastercard | Processed with Mastercard |  |
| `mastercard` | 4133660260001105 | Visa | Processed with Mastercard | Card supports Maestro (Mastercard) as a secondary scheme |
| `mastercard` | 4133660260001196 | Visa | Processed with Visa | Card supports multiple schemes, but Mastercard not available |
| None selected | 5224190800001156 | Mastercard | Processed with Mastercard | No `preferredCardBrand` selected: primary card scheme used |
| None selected | 4133660260001154 | Visa | Processed with Visa | No `preferredCardBrand` selected: primary card scheme used |