**Last updated**: 17 November 2025 | [**Change log**](/products/apms/changelog/)

# Alternative Payment Methods (APMs)

## What are Alternative Payment Methods (APMs)?

APMs are payment options that are not cash or credit/ debit cards issued by a major bank. These options include eWallets, bank transfers, direct debits, local card schemes, Postpay and eInvoice/ Buy Now Pay Later.

In many regions APMs make up a large part of the ecom payment landscape. To fully support these regions and your customers` payment habits, providing APMs can be key.

### What are the benefits of APMs?

* Increased global coverage
* Choice and convenience for your customer
* Reach of customers and markets you couldn't with just cards
* Flexibility of payment options
* A more versatile checkout experience
* Potential reduction in payment friction
* Increased customer retention


### What APMs do we offer?

Alipay Hong Kong
Bancontact
BLIK
Euteller
iDEAL
Konbini
Multibanco
Open Banking
PayPal
paysafecard
Przelewy24
SafetyPay
 SEPA Direct Debit
Trustly
UnionPay
WeChat Pay
#### US and Canadian APMs

ACH/eCheck
EFT