# Kenya

## M-PESA (Wallet)

### Overview

table
tr
td
Available
td
Yes
tr
td
code
targetCurrency
td
Kenyan Shilling (KES)
tr
td
code
countryCode
td
KE
tr
td
Earliest Beneficiary Credit
td
real-time
tr
td
Cut-Off Time (UK Time)
td
N/A
tr
td
Decimal Places
td
0
tr
td
Minimum 
code
targetAmount
td
100.00
tr
td
Maximum 
code
targetAmount
td
250000.00
### Submission data

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `bankDetails.beneficiaryAccountNumber` | ✅ | 13 | Please provide the beneficiary's phone number associated with the M-PESA account. |
| `bankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. **Must be:** `M-PESA` |
| `parties.personalDetails.partyTypeCode` | ✅ | 4 | Type of the party.**Must be**:`PT03 (Beneficiary)` |
| `parties.personalDetails.typeCode` | ✅ | 4 | Entity description code for the party.**Available values**:`PD01 (Company)``PD02 (Individual)``PD03 (Institution)``PD04 (Government)``PD99 (Other)` |
| `parties.personalDetails.titleCode` | Conditional | 4 | Title code for the Individual.**Available values**:`TI01 (Ms)``TI02 (Miss)``TI03 (Mr)``TI04 (Mrs)``TI05 (Dr)``TI06 (Mx)``TI99 (Misc)`  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.typeCode` is:`PD01 (Company)``PD03 (Institution)``PD04 (Government)``PD99 (Other)`  |
| `parties.personalDetails.dateOfBirth` | ❌ | 10 | Beneficiary's date of birth in YYYY-MM-DD format. |
| `parties.address.street` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street. |
| `parties.address.additionalAddressLine` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ❌ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.postCodeOrZipCode` | ❌ | Max 10 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.countryCode` | ❌ | 2 | Beneficiary's country of their residential (if payee is an individual) or registered (if payee is a company) address.Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) API request. |


Important
[Additional data](/products/account-payouts/v2/coverage/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

## Domestic Payment

### Overview

table
tr
td
Available
td
Yes
tr
td
code
targetCurrency
td
Kenyan Shilling (KES)
tr
td
code
countryCode
td
KE
tr
td
Earliest Beneficiary Credit
td
T+1
tr
td
Cut-Off Time (UK Time)
td
11:30
tr
td
Decimal Places
td
2
tr
td
Minimum 
code
targetAmount
td
0.01
tr
td
Maximum 
code
targetAmount
td
1000000.00
### Submission data

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `bankDetails.beneficiaryAccountNumber` | ✅ | Max 15 | Account number of the beneficiary. |
| `bankDetails.bankCode` | ✅ | 5 | Bank code of the beneficiary (bank). |
| `bankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |
| `parties.personalDetails.partyTypeCode` | ✅ | 4 | Type of the party.**Must be**:`PT03 (Beneficiary)` |
| `parties.personalDetails.typeCode` | ✅ | 4 | Entity description code for the party.**Available values:**`PD01 (Company)``PD02 (Individual)` |
| `parties.personalDetails.titleCode` | Conditional | 4 | Title code for the Individual.**Available values**:`TI01 (Ms)``TI02 (Miss)``TI03 (Mr)``TI04 (Mrs)``TI05 (Dr)``TI06 (Mx)``TI99 (Misc)`  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.typeCode` is:`PD01 (Company)``PD03 (Institution)``PD04 (Government)``PD99 (Other)`  |
| `parties.personalDetails.dateofBirth` | ❌ | 10 | Beneficiary's date of birth in YYYY-MM-DD format. |
| `parties.address.street` | ✅ | Max 35 | Phone Number of the party. |
| `parties.address.additionalAddressLine` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ✅ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.postCodeOrZipCode` | ❌ | Max 16 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.countryCode` | ✅ | 2 | Beneficiary's country of their residential (if payee is an individual) or registered (if payee is a company) address.Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) in your API request. |


Important
[Additional data](/products/account-payouts/v2/coverage/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

## International WIRE

### Overview

table
tr
td
Available
td
Yes
tr
td
code
targetCurrency
td
a
Available WIRE currencies
tr
td
code
countryCode
td
KE
tr
td
Earliest Beneficiary Credit
td
The estimated delivery time will vary by country and currency.
tr
td
Cut-Off Time (UK Time)
td
a
Currency specific
tr
td
Decimal Places
td
2
tr
td
Minimum 
code
targetAmount
td
0.01
tr
td
Maximum 
code
targetAmount
td
9999999.99
### Submission data

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `purposeOfPaymentNarrative` | ✅ | Max 4 | The 4-character code that represents the purpose of the payment. See the [Purpose of Payment](#purpose-of-payment) section below to view the full list of accepted values. |
| `bankDetails.beneficiaryAccountNumber` | ✅ | 35 | Account number of the beneficiary. |
| `bankDetails.bankCode` | ❌ | 5 | Bank code of the beneficiary (bank). |
| `bankDetails.swiftBic` | ✅ | 8 or 11 | The SWIFT BIC is the Bank Identification Code of the beneficiary bank. |
| `bankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |
| `parties.personalDetails.partyTypeCode` | ✅ | 4 | Type of the party.**Must be**:`PT03 (Beneficiary)` |
| `parties.personalDetails.typeCode` | ✅ | 4 | Entity description code for the party.**Available values:**`PD01 (Company)``PD02 (Individual)` |
| `parties.personalDetails.titleCode` | Conditional | 4 | Title code for the Individual.**Available values**:`TI01 (Ms)``TI02 (Miss)``TI03 (Mr)``TI04 (Mrs)``TI05 (Dr)``TI06 (Mx)``TI99 (Misc)`  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.typeCode` is:`PD01 (Company)``PD03 (Institution)``PD04 (Government)``PD99 (Other)`  |
| `parties.personalDetails.dateofBirth` | ❌ | 10 | Beneficiary's date of birth in YYYY-MM-DD format. |
| `parties.address.street` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street. |
| `parties.address.additionalAddressLine` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ❌ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.postCodeOrZipCode` | ❌ | Max 10 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.countryCode` | Conditional | 2 | Beneficiary's country of their residential (if payee is an individual) or registered (if payee is a company) address.  Mandatory if any of the optional Beneficiary address details are provided. Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) in your API request.  |


Important
[Additional data](/products/account-payouts/v2/coverage/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

### Purpose of Payment

| Accepted Value | Description |
|  --- | --- |
| 512 | National Industrial Training Authority |
| 1001 | Import Duty – Oil |
| 1002 | Import Duty |
| 1101 | Excise Duty – Oils |
| 1102 | Excise Duty |
| 1201 | VAT Oils |
| 1202 | VAT Imports |
| 1206 | VAT Oils – 8% |
| 1501 | Alteration Fee |
| 1518 | Concession Fees |
| 1519 | Registration Fees |
| 1527 | Transshipment Fee |
| 1801 | IDF Fees (2.0%) |
| 1802 | IDF/PIF OIL |
| 1908 | Customs Warehouse Rent |
| 2101 | Road Maintenance Levy (RML) |
| 2301 | Petroleum Regulatory Levy (PRL) |
| 2501 | Gross Payment-Petroleum Development Fund (PDF) |
| 2901 | Income Tax – PAYE |
| 3001 | Income Tax – Company |
| 3100 | Income Tax – Resident Individual |
| 3101 | Monthly Rental Income Tax |
| 3103 | Withholding Rental Income |
| 3200 | Income Tax – Withholding |
| 3304 | Motor Vehicle Advance Tax |
| 3509 | VAT – Withholding |
| 3514 | Value Added Tax (VAT) |
| 3801 | Standards Levy |
| 4103 | Stamp Duty |
| 4301 | State Department for Fisheries, Aquaculture and the Blue Economy |
| 4601 | Import Health Certificate |
| 4702 | Nuts and Oils Import Declaration Form |
| 6001 | Kenya Railway Development Levy (RDL) |
| 6002 | Kenya Railway Development Levy (RDL) – Oils |
| 6101 | Sale of Single Number Plate |
| 6102 | Sale of Pair of Number Plates |
| 6301 | Transfer Fees for Motor Vehicle Registration |
| 6401 | Merchant Shipping Superintendent Levy |
| 6402 | Merchant Shipping Superintendent (MSS) Levy – Oils |
| 6501 | Road Safety Fund |
| 6601 | SHMV Purchase Tax |
| FRAD | Fraudulent Origin |
| ADTX | Advance Tax |
| AIRB | Air transport |
| ARTX | Agency Revenue |
| BECH | Child Benefit |
| BSD | Banking Supervision Department |
| BTTX | Betting Tax |
| CCMC | Cash Collateral Margin Calls |
| BUSB | Bus |
| CERE | Ceremonies |
| CFR | Cost and Freight |
| CGTX | Capital Gains Tax (CGT) |
| CHC | Charitable Contributions (Charity and Aid) |
| CLOT | Clothing |
| COMU | Community Development |
| CONS | Construction Activities |
| CORT | Trade Settlement Payment |
| COTX | Corporate Tax Identification |
| COVR | Cover Cancelled or Returned |
| CSDK | Central Security Depository Payments |
| CUR/DEP | Cash Deposits |
| CUR/WIT | Cash Withdrawals |
| CUST | Cancellation Requested by Customer |
| DIVD | Dividend Payments |
| EDTX | Excise Duty |
| EDUC | Education Expenses |
| FARM | Farming |
| FOEX | Foreign Exchange |
| FUEL | Fuel Expenses |
| GOKX | Government Related Payments and Transfers |
| GOVT | Government Payment |
| HLFD | Purchase of food and Household Goods |
| HLTI | Health Insurance |
| HOLI | Holiday |
| IBLD | Interbank Loan/Deposit Repayments |
| INPC | Insurance Premium Car |
| INSU | Insurance Premium |
| INTE | Interest |
| INTX | Income Tax |
| INVS | Investment and Securities |
| ISTX | Installment Tax |
| LICF | License Fee |
| LIFI | Life Insurance |
| LOAN | Loan |
| MACH | Machinery Related |
| MAFC | Medical Aid Fund Contribution |
| MDCS | Medical Services |
| MERC | Manufactured Goods and Merchandise |
| MSC | Miscellaneous |
| ONCL | Overnight |
| OTHR | Other |
| PAYE | Pay As You Earn |
| PENA | Penalties |
| PL39 | License Fees for Comm. Banks |
| PL40 | License Fees Deposit Micro. Institutions |
| PL41 | License Fees Forex Bureaus |
| PL42 | License Fees Credit Reference Bureaus |
| PL43 | License Fees Mortgage Financial Institutions |
| PL44 | Applications Fees for Commercial Banks |
| PL45 | Application Fees For Mort. Fin. Institutions |
| PL46 | Applications Fees Depo. Tak. Institutions |
| PL47 | Application Fees Forex Bureaus |
| PL48 | Application Fees Credit. Ref. Bureaus |
| PL49 | Penalties Commercial Banks |
| PL50 | Penalties Mortg. Fin. Institutions |
| PL51 | Penalties Deposit Taking Micro Institutions |
| PL52 | Penalties Forex Bureaus |
| PL53 | Penalties Credit Reference Bureaus |
| PPTI | Property Insurance |
| PRPY | Purchase of Property |
| PSCO | Professional Service/Commission Earned |
| REFU | Refund |
| RELG | Religious Activities |
| RENT | Rent |
| RITX | Rental Income Tax |
| RLWY | Railway |
| RPS | COMESA Payments |
| SALA | Salary Payment |
| SAVG | Savings |
| SCHO | School Fees |
| SDTX | Stamp Duty |
| SHIP | Shipping |
| SWLF | Sweeps/Liquidity Funding |
| TAXR | Tax Refund |
| TAXS | Tax Payment |
| TBIL | Telecommunications Bill |
| TITH | Tithes and Offerings |
| TOTX | Turnover Tax |
| TRAC | Removed from Tracking |
| UBIL | Utilities |
| VATX | Value Added Tax Payment |
| VIPN | Vehicle Identification Plate Number |
| VOST | Vostro Payments |
| WHLD | WithHolding |