**Last updated**: 22 April 2025 | [**Change log**](/products/3ds/changelog/)

# Get started

## Authenticate your customer

Verify your customer's identity to minimize fraud and benefit from liability shift.

Integrating with our **3DS API** allows you to meet the Strong Customer Authentication (SCA) requirements under the PSD2 regulation, as well as shifting liability for fraudulent transactions to the issuer. Learn more about [when SCA applies](/products/3ds-sca-exemptions#when-sca-applies).

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**Supported payment methods**: *American Express / Carte Bancaires / Discover / Diners / EFTPOS  / JCB / Maestro / MasterCard / MasterCard Debit / Visa / Visa Debit / Visa Electron (UK only)*

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Use our guides below for more contextual integration instructions.

Web Integration
Using forms and API integration

Android/iOS SDK (native)
Using native SDKs provided by Cardinal

React Native
Using React Native with WebView

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**Ready to integrate?**
Make yourself familiar with our [API principles](/products/reference/api-principles) to ensure a resilient integration and set your headers using our [API reference](/products/3ds/openapi).